What Our Investors Are Saying About Hard Money Bankers
"Chris, thank you for giving me the opportunity to invest with Hard Money Bankers. Private money lending is something I had been considering for some time, but I didn't quite know how to approach it. Working with HMB has made very easy to do because you do all of the work.
This has proven to be a great investment opportunity for me. While everyone else is watching their IRA and 401K plunge in value, I am getting tax-deferred double-digit returns in my Self Directed IRA.
I have just moved some additional funds into my Self directed IRA. Please let me know when you get another loan opportunity."
Mark -- Pasadena, MD
"I have been involved in every aspect of real estate investment, from rental properties to development. I prefer investing in hard money notes above all. HMB makes it very easy and "hands off" and I get a great rate of return. I would (and have) recommend it to any other investor."
Eric -- Woodbine, MD
"After taking some losses in the stock market I decided to look for an alternative that would provide more security. I didn't completely understand my stock portfolio and why one stock would go up and the other down. With Hard Money Bankers helping me, I know exactly what I'm investing in. Their underwriting process is thorough, professional and they take the time to make sure I understand what makes a strong deal. I trust their judgment and plan to do many more deals with them in the future."
James -- Odenton, MD
Welcome to Hard Money Bankers, LLC and the lucrative world of Private Mortgage Note (“PMN”) investing.
The legal, mortgage and finance experts at Hard Money Bankers, LLC provide a full spectrum of services related to PMN investing, including:
PMN Education: We help you understand when, why and how to invest in a particular deal;
Deal Flow/Loan Placement: Our marketing efforts generate tons of great private mortgage opportunities every month for our investors;
Loan Document Production: Our experienced attorney can keep you out of trouble by properly documenting the deals;
Loan Servicing: Easily monitor your deals through our state-of-the-art servicing software;
Self-Directed IRA Assistance: We assist you with establishing an IRA which allows you to invest in PMN’s tax-free or tax-deferred!
Why Private Mortgage Notes?
Private mortgage notes, if underwritten and closed properly, can produce double-digit interest rate returns for investors*, and these returns can remain consistent year-in and year-out, regardless of whether the real estate market is up or down. What does this mean for you?
As an example only, if you invested $250,000 in a 4% CD that compounded one time per year, after 15 years you would have a little over $450,000. If you invested that money in performing PMN’s and averaged 12% on your money, and you compounded that money an average of three times per year, after 15 years you would have $1,460,293.92.
That's a difference of $1,010,058.04!
But the tremendous interest rate return is not the only benefit of PMN investing. Here are a few others:
Your money is secured against real estate at conservative LTV’s (loan-to-value)*.
It is an investment that is easy to understand.You don’t have to spend hundreds of hours learning and studying corporate financials, candlestick charts, or breaking business news to make investment decisions.
You know your return on investment (ROI) up front, when the deal is structured. It does not change daily with the whims of the stock market.*
Your involvement can be completely passive, meaning you don’t have to take time from your job or family to invest.
PMN investing is proven. This type of investing has been around longer than the stock market, longer than the United States – even longer than paper currency!
What Are Private Mortgage Notes?
The simple definition of a PMN: a short-term loan made to a real estate investor secured by the value of his/her real property as collateral for the loan. Unlike stocks or other equity investments, the security in a PMN is the actual bricks and mortar of the real estate. The loans are generally made at low loan-to-values so the “equity cushion” in the property remains high.*
You will hear many common terms when people discuss PMN’s: hard money loans, trust deed investing, deed of trust notes, etc.. They all mean the same thing – a private lender is lending money against real estate and getting a promissory note and mortgage lien against the property and, usually, at a higher than average interest rate return.*
How Can I Get Involved In PMN Investing?
If you have capital and the desire to invest, we have a lot more information to share with you. Unfortunately, we can not make more than what you see here available to the general public.
In order to get more information and have access to our deals, you will need to be approved by our partnership group. Once approved, we will provide you with, among other things:
A full Investor Information Packet– this will give you detailed information about PMN investing;
Client referralsto other investors so you can verify our claims;
Immediate access to lucrative PMN deals – only available to our private group of investors
Of course, we want this process to be simple and stress-free, so to become a part of our exclusive group, you need only complete the form below. Our partnership group will contact you and handle everything else.
Or you can simply call us at 800.883.8290 -- ask for Chris.
Your interest is at no cost, no obligation and completely confidential!
Nobody will spam you, harass you, or ask you to buy anything. This is not that kind of site.
All Rights Reserved: Hard Money Bankers, LLC
*No representation or warranty is made herein concerning 1) the safety of investor funds; or 2) the value of any real estate or collateral used for any loan made by any investor. No rate of return is guaranteed.
